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Written Interview

Feng Yijun (China Taiping Life Insurance Co., Ltd.). Insurance groups with the highest "A" rating

Anton | 31 May 17:57
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Feng Yijun Senior Manager

China Taiping Life Insurance Co., Ltd.

TALKER

Anton Tscherne: Can you please tell me your name?

Interviewee: Feng Yijun

Anton Tscherne: What is the name of the company that you work for?

Interviewee: China Taiping Life Insurance Co., Ltd.

Anton Tscherne: What position do you hold in the company?

Interviewee: Senior Manager

Anton Tscherne: How many employees are there in the company?

Interviewee: 100

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Anton Tscherne: Which city is the company located in?

Interviewee: Suzhou

Anton Tscherne: What year was the company founded? Is there anything worth saying about the development process?

Interviewee: The company was founded in 1929, long-term development in foreign business, 2001 home to develop business, with advanced overseas management experience.

Currently, the group and its 11 subsidiaries have obtained the "A" rating granted by the international authoritative rating agency, which is the insurance group with the highest international "A" rating in China's insurance industry. In recent years, China's Taiping caught on in tube of important strategic opportunities, the successful completion of the "three years in creating a new peace" of the strategic target, not only high quality to achieve the comprehensive group at the end of 2014 total premiums, total assets, net income doubled in 2011, more to realize the overall management, innovation, service, coordination, market control and industry influence intangible capacity significantly increased.

In 2015, China's Taiping opened a new chapter in building "" boutique insurance companies with the most features and potential" ". In the first half of 2018, the group achieved a total premium income of 105.8 billion yuan, with total assets exceeding 600 billion yuan for the first time and managed assets exceeding trillion yuan for the first time and entered the fortune world top 500 in July 2018 for the first time.

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Anton Tscherne: What's your story about why you're engaged in your current career?

Interviewee: I have also been against insurance, in early 2013, some relatives came to me to sell insurance, I said we are very young, do not need insurance, flatly refused. At the end of May 2013, my lover checked out leukemia, paid a lot of money, did not retain the life of his lover, and died in September 2014. Through this family misfortune, I slowly agree with the insurance, now I am engaged in this work, so that more families more than one protection.

The most expensive thing in the world is people's healthy life. People can spare no expense for health and life. Man's body and life are sometimes fragile, and being strong as an ox today does not mean that tomorrow he will not be ill. Accidents don't happen to patients. All expensive things are afraid of losing, such as our car we will buy insurance for it. Our healthy body is priceless, why not insurance? And only a healthy body is eligible for insurance.

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Anton Tscherne: Please tell us your company's development status and development direction or goal?

Interviewee: I am now a senior manager, I want to develop more business personnel, to make the company bigger, and strive to be regional director.

Anton Tscherne: What is your company's main product or service? What competitive advantage does it have in the market?

Interviewee: Health insurance, property insurance, endowment insurance, etc. More comprehensive and more humane.

The function of insurance is very much, to the person with not very bounteous economy, insurance solves the problem of financial source when income is interrupted suddenly in case of occurrence misfortune. Insurance is a safeguard; And to rich person, the function of insurance basically is the property that keeps its already owned. If need a doctor 100 thousand yuan, your financial ability is calculated without a problem. But if insurance can solve this problem for only 2,000 yuan, why not keep your 98,000 yuan?

It is not easy for us to come into this world to accumulate wealth. We should adopt the most effective method to preserve the fruits of our labor gained through blood and sweat.

Insurance is by far the most scientific method of property preservation summed up by mankind. It can not only transfer the daily risk brought to our economic losses, but also can be tax-free.

Many of the world's richest people have high insurance premiums to protect their lives and the value of their wealth.

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Department statistics show that the probability of death from some risks is several per thousand, which seems to be a great accident. But, for each of us, what fraction of a thousand is dead, what fraction is alive, and the odds of life and death are 50 percent each. Who knows what the bad luck will be? There are some things in this world that we can't decide.

For example, when we were walking on the curb, the drunk driver got stuck driving up the sidewalk and pushing people up against the wall. The risk incident fell on us. Therefore, don't say who has good luck, who has a great life. Had better buy an insurance in case of accident, lest be in case after go, leave what also to the home

Accident insurance is the most popular kind of insurance now, mainly because accident insurance guarantee lever is higher, and premium is extremely low. Although the premium is very low, the coverage is very wide. Insurance threshold of accident danger also is quite low, want to accord with occupational classification to be able to cast protect almost, and the age that safeguard is very wide also, do not have healthy to inform a requirement scarcely. Accidents can be fatal to us. The minor one involves large medical expenses, and the major one is accidental disability and death. This will make us lose our ability to work and earn family income, which will bring a disastrous impact to the family. At this time, we need an accident insurance.

In today's society, danger is everywhere. When going out daily, when going out to travel, work and travel, etc., accident happens at any time. If you do not choose an accident insurance, when the disaster comes, for the family will bring great impact and pressure. So everybody needs to buy an accident insurance, when cast protect, can combine oneself work, travel characteristic to buy. The accident danger contains a lot of different danger to plant can satisfy the demand of all sorts of different insurant.

Anton Tscherne: Does the company have an official website? Please tell us the website or more about the way you know your company on the Internet.

Interviewee: http://www.cntaiping.com/

Anton Tscherne: If someone wants to know more about you and your company, how can they get in touch with you?

Interviewee: Email: junhao85561@126.com

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